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Santa Clara County Chapter
NATIONAL HISPANIC ORGANIZATION OF REAL ESTATE ASSOCIATES
TM
 
HomeEventsROAD TO HOMEOWNERSHIP WORKSHOP

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ROAD TO HOMEOWNERSHIP WORKSHOP

When:
Saturday, May 19, 2018, 9:00 AM until 1:30 PM
Where:
Sobrato Center
Sobrato Center
1400 Parkmoor Ave
San Jose, CA  95126
Contact:
Monica Rodriguez
Category:
Educational
Registration is required
Registrants & Fees
No Fee
No Fee







SESSION 1

Realtor Panel
Understanding what the current market looks like in Santa Clara County and its surrounding areas for buyers.

What are the steps of the purchase process

An over all explanation of what to expect as you are preparing to become a homeowner. 

SESSION 2

Project Sentinel

Understanding Credit

Your FICO score has a tremendous impact on how much you can borrow, what loan programs are available and the interest rates that are available to you.  Learn the basics:

• What makes up a credit score
• How long does information stay on your report
• How mistakes affect your credit score 
• Tips of how to improve your credit score

Affordable Housing Options

With rising housing cost, find out about financial options that are available to First Time Homebuyers.

• What are Below Market Rate (BMR) properties and how do you qualify
• What type of financial assistance is available
Down payment assistance programs
Grants


SESSION 3


Income Taxes
 We’ll be discussing
 how your taxes will change the moment you become a newhomeowner. You will learn how you can convert your home into an investment property if you chose to and what happens the moment you chose to sell your home down the road. We will also get into how the new tax bill, the Tax Cuts & Jobs Act of 2017, will affect new home purchases starting 2018.

SESSION 4

Home Insurance
 Come learn about optional coverages to better protect you in the event of a claim. You will also be empowered with questions to ask your insurance agent to better protect your most valuable asset.
SESSION 5

Title Insurance
You’re in escrow, now what? How does Title insurance protect your home purchase?